Smart Grocery Savings App 2025: Cut Grocery Bills on BigBasket, Zepto and Blinkit
Buying groceries is something none of us can skip. Be it a college student, office-goer, or homemaker, your grocery bills often form the biggest chunk of your budget. Apps like Zepto, BigBasket, Blinkit, and Amazon Fresh have made life easy, yet prices can still add up quickly.
We’ve all been there — you open Zepto to buy a few essentials, and within minutes, your ?1,000 bill becomes ?2,000. That’s why knowing how to save matters.
MyRupaya’s Grocery Discount Finder lets you save on every grocery order. Over a year, that’s thousands saved effortlessly.
This article explains:
• How to use the Grocery Discount Finder smartly
• MyRupaya’s other features beyond groceries
• Top grocery credit cards for 2025
• Ways to reduce grocery bills using MyRupaya + credit cards
• Common FAQs from everyday shoppers
How Grocery Discount Finder Works
The concept is simple but powerful. Instead of wasting time on expired coupons, MyRupaya automatically maps discounts and card offers.
1. Find Active Grocery App Deals – Get valid coupon codes from all major grocery apps instantly.
2. Credit Card Cashback Mapping – Each credit card offers unique grocery perks. For instance, HDFC Tata Neu Infinity gives 10% NeuCoins on BigBasket, while Amazon Pay ICICI offers 5% cashback on Amazon Fresh.
3. Stacking Benefits – Apply both Zepto promo and credit card rewards in one order. Example: Mix Zepto discount codes with HDFC cashback for dual savings.
4. Live Deal Notifications – Coupons go inactive daily. MyRupaya ensures you see only valid, updated offers.
No matter the grocery app you use, you always know which payment saves the most.
Beyond Groceries – MyRupaya’s Broader Purpose
MyRupaya goes beyond groceries—it’s an all-in-one deal platform. It analyzes your spending behavior and recommends savings.
It covers:
• Movies – Paytm movie offers, PVR, and BookMyShow discounts.
• Flight coupons and hotel discounts.
• Food Delivery – Zomato, Swiggy, and Instamart.
• Top e-commerce cashback and coupons.
For groceries, it specializes in:
• Zepto grocery savings – Find live Zepto codes and cashback matches.
• BigBasket online shopping – Compare card rewards on BigBasket.
• Blinkit app offers – Show live 10-minute grocery promo codes.
• Amazon Fresh & Flipkart Grocery – Find today’s best grocery offers.
To sum up, MyRupaya’s goal is to make sure you never pay full price.
Top Credit Cards for Grocery Shopping in 2025
Your credit card matters as much as your shopping app. Here are the top-performing cards for grocery buyers in 2025:
1. HDFC Swiggy Credit Card – Best for Instamart & Zepto
• Cashback: 10% grocery cashback on Swiggy and partner apps
• Other Benefits: 5% on online stores like Myntra
• Annual Fee: ?500 (waived on ?2 lakh spend)
Why it’s great: Zepto purchases often qualify for zepto store cashback under this card. Use alongside Zepto promos for maximum benefit.
2. HDFC Tata Neu Infinity Credit Card – Best for BigBasket & Blinkit
• Cashback: 10% NeuCoins via Tata Neu app on BigBasket & Blinkit
• Other Benefits: Extra perks across Tata brands and travel
• Annual Fee: ?1,499
Why it’s great: Earn NeuCoins usable directly for groceries or Blinkit orders.
HSBC Live+ – Universal Grocery Card
• Cashback: Flat 10% cashback across supermarkets and apps
• Other Benefits: Multicategory savings beyond groceries
• Annual Fee: ?999
Why it’s great: Only card offering grocery benefits both online and offline.
4. SBI Tata Neu Infinity Credit Card – Tata Neu Partner Card
• Cashback: Earn NeuCoins redeemable across Tata brands
• Other Benefits: Savings on hotels, travel, and electronics
• Annual Fee: ?1,499
Why it’s great: Strong value for families using BigBasket monthly.
5. Amazon Pay ICICI Credit Card – Best Free Grocery Card
• Cashback: Guaranteed cashback on grocery orders
• Other Benefits: Extra cashback on Flipkart Grocery through Amazon Pay
• Annual Fee: ?0 – Lifetime Free
Why it’s great: Ideal for Amazon Fresh and Flipkart Grocery buyers.
Grocery Credit Card Comparison
Instead of tables, here’s the breakdown in paragraph format for SEO tools:
The HDFC Swiggy Credit Card gives 10% cashback on Instamart and Zepto grocery purchases with an annual fee of ?500 (waived on ?2L spend).
The HDFC Tata Neu Infinity Credit Card provides 10% NeuCoins on BigBasket and Blinkit via Tata Neu app at ?1,499 per year.
The HSBC Live+ Credit Card offers 10% cashback on Zepto, BigBasket, and even offline supermarkets for ?999 annually.
The SBI Tata Neu Infinity Credit Card includes NeuCoin rewards for grocery purchases through Tata Neu and BigBasket for ?1,499 annually.
The Amazon Pay ICICI Credit Card gives 5% cashback on Amazon Fresh and Flipkart Grocery — and it’s free for life.
Frequently Asked Questions
Q1: How can I get discounts on grocery apps like Zepto?
? Use MyRupaya’s Grocery Discount Finder to locate valid Zepto coupons and pair them with cashback cards like HSBC Live+ or HDFC Swiggy.
Q2: Can I pay with a credit card on Blinkit?
? Yes, Blinkit supports card payments, and using the HDFC Tata Neu Infinity card gives 10% NeuCoins.
Q3: What’s the best card for BigBasket online shopping?
? Both HDFC Tata Neu Infinity and SBI Tata Neu Infinity work best for BigBasket with double NeuCoin rewards.
Q4: Which is the best free grocery card?
? The Amazon Pay ICICI Credit Card is lifetime free and offers 5% cashback on Amazon Fresh groceries.
Q5: Can I combine coupons and card offers?
? Absolutely. That’s what MyRupaya’s Grocery Discount Finder is built for — stacking promo codes with cashback benefits.
Conclusion
Grocery shopping will always be essential, and MyRupaya’s Grocery Discount Finder helps you pay less every time. Whether it’s Zepto grocery for instant delivery, BigBasket online shopping for bulk orders, or Blinkit app for quick essentials, every cart can cost less with the right strategy.
Cards like HDFC Tata Neu Infinity, HSBC Live+, and Amazon Pay ICICI are top choices for grocery savings. Combine them with MyRupaya’s live coupon alerts, and grocery discounts will always be one click away.
The smarter you shop, the more you save — and groceries are the perfect place to start.