Smart Grocery Savings App 2025: Cut Grocery Bills on BigBasket, Zepto and Blinkit
Everyone needs groceries every week. Be it a college student, office-goer, or homemaker, groceries easily take up 70–80% of monthly expenses. Apps like Zepto, BigBasket, Blinkit, and Amazon Fresh have made life easy, but costs can pile up fast.
Picture this — you start adding to your BigBasket cart and it doubles before checkout. That’s where smart shopping comes in.
MyRupaya’s Grocery Discount Finder turns grocery spending into monthly savings. Over a year, that’s thousands saved effortlessly.
In this guide, you’ll learn:
• How to use the Grocery Discount Finder smartly
• What MyRupaya generally offers shoppers
• Best credit cards to save on grocery apps
• How to get discounts on Zepto, BigBasket, Blinkit, and Amazon Fresh
• Common FAQs from everyday shoppers
How MyRupaya’s Grocery Tool Helps You Save
It’s straightforward yet highly effective. Instead of wasting time on expired coupons, MyRupaya automatically maps discounts and card offers.
1. Best Grocery App Offers – Get valid coupon codes from all major grocery apps instantly.
2. Credit Card Cashback Mapping – Each credit card offers unique grocery perks. For instance, Amazon Pay ICICI and HDFC Neu cards each add value on different grocery platforms.
3. Double Your Savings – Combine coupon codes and card cashback. Example: Use HSBC Live+ on Zepto with a MyRupaya promo to double benefits.
4. Live Deal Notifications – Coupons go inactive daily. You’ll never waste time on expired codes again.
Whether you shop from Zepto, Blinkit, or BigBasket, MyRupaya always finds you the best way to pay.
What MyRupaya Generally Does
MyRupaya isn’t just for grocery shopping. It connects your spending with the best available offers.
It covers:
• Movie ticket savings on BookMyShow, PVR, and Paytm.
• Flight coupons and hotel discounts.
• Instant food delivery offers on Zepto and Swiggy.
• Top e-commerce cashback and coupons.
For groceries, it specializes in:
• Zepto grocery savings – Instant Zepto offers & card deals.
• BigBasket online shopping – Maximize NeuCoin and cashback returns.
• Blinkit app offers – Identify Blinkit + card combo deals.
• Amazon Fresh & Flipkart Grocery – Find today’s best grocery offers.
In short, MyRupaya’s goal is to make sure you never pay full price.
Top Credit Cards for Grocery Shopping in 2025
Your credit card matters as much as your shopping app. Here are the top-performing cards for grocery buyers in 2025:
1. HDFC Swiggy Credit Card – Best for Instamart & Zepto
• Cashback: 10% grocery cashback on Swiggy and partner apps
• Other Benefits: Extra rewards zepto store on popular e-commerce sites
• Annual Fee: ?500 (waived on ?2 lakh spend)
Why it’s great: Zepto purchases often qualify for cashback under this card. Use alongside Zepto promos for maximum benefit.
2. HDFC Tata Neu Infinity Credit Card – Best for BigBasket & Blinkit
• Cashback: 10% NeuCoins via Tata Neu app on BigBasket & Blinkit
• Other Benefits: Extra perks across Tata brands and travel
• Annual Fee: ?1,499
Why it’s great: Earn NeuCoins usable directly for groceries or Blinkit orders.
HSBC Live+ – Universal Grocery Card
• Cashback: 10% on both online & offline groceries
• Other Benefits: Dining, entertainment & fuel rewards
• Annual Fee: ?999
Why it’s great: Only card offering grocery benefits both online and offline.
4. SBI Tata Neu Infinity Credit Card – Tata Neu Partner Card
• Cashback: NeuCoin rewards on BigBasket & Tata Neu apps
• Other Benefits: Wider Tata ecosystem coverage
• Annual Fee: ?1,499
Why it’s great: Strong value for families using BigBasket monthly.
5. Amazon Pay ICICI Credit Card – Best Free Grocery Card
• Cashback: Guaranteed cashback on grocery orders
• Other Benefits: 1% on all other purchases
• Annual Fee: Absolutely free card forever
Why it’s great: No annual fees, automatic 5% cashback on essentials.
Grocery Credit Card Comparison
Instead of tables, here’s the breakdown in paragraph format for SEO tools:
The HDFC Swiggy Credit Card gives 10% cashback on Instamart and Zepto grocery purchases with an annual fee of ?500 (waived on ?2L spend).
The HDFC Tata Neu Infinity Credit Card provides 10% NeuCoins on BigBasket and Blinkit via Tata Neu app at ?1,499 per year.
The HSBC Live+ Credit Card offers 10% cashback on Zepto, BigBasket, and even offline supermarkets for ?999 annually.
The SBI Tata Neu Infinity Credit Card includes NeuCoin rewards for grocery purchases through Tata Neu and BigBasket for ?1,499 annually.
The Amazon Pay ICICI Credit Card gives 5% cashback on Amazon Fresh and Flipkart Grocery — and it’s free for life.
Frequently Asked Questions
Q1: How can I get discounts on grocery apps like Zepto?
? Use MyRupaya’s Grocery Discount Finder to locate valid Zepto coupons and pair them with cashback cards like HSBC Live+ or HDFC Swiggy.
Q2: Can I pay with a credit card on Blinkit?
? Yes, Blinkit supports card payments, and using the HDFC Tata Neu Infinity card gives 10% NeuCoins.
Q3: What’s the best card for BigBasket online shopping?
? Both HDFC Tata Neu Infinity and SBI Tata Neu Infinity work best for BigBasket with double NeuCoin rewards.
Q4: Which is the best free grocery card?
? The Amazon Pay ICICI Credit Card is lifetime free and offers 5% cashback on Amazon Fresh groceries.
Q5: Can I combine coupons and card offers?
? Absolutely. That’s what MyRupaya’s Grocery Discount Finder is built for — stacking promo codes with cashback benefits.
Conclusion
Groceries are unavoidable, but overspending isn’t, and MyRupaya’s Grocery Discount Finder makes it smarter. Whether it’s Zepto grocery for instant delivery, BigBasket online shopping for bulk orders, or Blinkit app for quick essentials, every cart can cost less with the right strategy.
Popular cards such as HDFC Neu, HSBC Live+, or Amazon Pay are top choices for grocery savings. Combine them with MyRupaya’s live coupon alerts, and grocery discounts will always be one click away.
Shopping smart is the new saving strategy — and groceries are the perfect place to start.